Archive for June, 2008

Six Quick Easy Ways to Make Money Online

Wednesday, June 25th, 2008

Everyone seems to be talking about making money online these days and why not? Creating an online income now can protect you in the future if you get laid off. And it can even allow you to voluntary leave the ranks of corporate workers once you achieve a decent level of success.

There are many different ways to make money online. Here are 6 ideas to get you started thinking about ways you can start making money online today and protect yourself for the future.

1. Blog for Money
Blogging is a great way to make money. It’s easy, fun and you can get started for free with a service like Blogger.com or Wordpress.org. Or if you’re already a bit tech savvy go ahead and host your own domain. There are plusses and minuses to each way of blogging.

If you choose blogging as a route to making money online be warned that in addition to content creation you’ll also need to learn at least the basics or marketing and search engine optimization. This may seem difficult, but it can be very rewarding and will be a definite asset to your knowledge. The more you learn the faster you’ll be able to make more money.

If you prefer not to learn about the marketing of your own site you can still make money blogging for other sites. Services like Triond are a good place to start out and make a name for yourself. Later you can try to get full time work blogging for a network such as Weblogs Inc.

2. Affiliate Marketing
As an affiliate marketer you’ll promote the products and/or services of other companies and they will pay you a commission for the sale or leads. Think of it like an online sales job.

Affiliate marketing is a huge arena and there are tens of thousands of products you can potentially promote. To get an idea check out two of the largest affiliate networks, Commission Junction or Clickbank. Both have huge numbers of products you can sell online.

You’ll be amazed at the amount of money you can make through affiliate marketing, it is only limited by your own imagination and hard work. There are many successful online entrepreneurs making fortunes every month through affiliate marketing.

3. Starting An Online Business
Starting your own business online isn’t as hard as you might think. If you’ve got in depth knowledge of an industry and some good contacts within that industry you can very likely start a business providing a product or service related to that industry.

Starting your own online business allows you to sell your own products or services. Successful online businesses include web design, software development, copywriting and digital products such as eBooks or video courses.

You’ll want to make sure that you do some research before jumping in and make sure that your chosen business is viable and that you can handle the extra demands that business owners have. You can find a great deal of information at Entrepreneur.com on how to start an online business.

4. Domaining Your Way to Riches
Domaining is quite simply buying and then reselling websites and domains for profit. Domainers buy up web properties and then sell them immediately for a net gain or take the time to fix them up first and sell them for even larger profits. It is very similar to offline real estate investing without the huge capital requirements.

Often domaining is referred to as domain flipping and it can be very profitable for those that can identify good niches and develop attractive money making sites. To get some idea of how much websites can sell for take a look at the SitePoint Marketplace, you may be surprised.

5. Take Paid Surveys Online or Try Get Paid To Sites
Paid surveys and get paid to sites are two long standing and easy ways to make money online. You can find dozens of websites that are willing to pay you either for your opinion or to complete trial offers.

One of the great benefits of these types of sites is that you don’t need any technical skills or even a website to participate. Paid surveys are fun, easy and they are fairly risk free.

If you want to participate with the get paid to websites you should investigate first to see if they are reliable in sending checks. Once you do find a reliable site you can easily makes hundreds of dollars a month signing up for trial offers.

Paid Survey Success has a large list of paying survey companies as well as get paid to companies that do pay.

6. Freelance and Make Money Online
There are thousands of freelancers making money online and you can be one of them. If you’ve got skills in web design, programming or writing you can easily join the ranks of the online freelancers. Other freelancing opportunities other than the ones listed above exist in proofreading, transcription and translation.

Don’t expect to make thousands as soon as you start however. It will take you some time to build a client base and get to the point where you can command top dollar for your work. But it can be done with hard work and persistence.

When beginning your freelance career you’ll likely be taking low paying jobs from places like Elance, however as you gain experience and gather a client list you’ll slowly be able to move away from this and increase your rates.

I can tell you that writers especially have plenty of places to begin. In addition to the freelancing websites there are also web communities that will pay you to write for them. Associated Content is one such site. Another is Hub Pages where you get paid on a revenue sharing basis. This means you’ll get a percentage of the money made from your articles on Hub Pages.

Honestly the important thing is just to get started. You can use any of the methods listed above and there are likely dozens more ways to make money online that I haven’t covered. Don’t make the mistake of waiting and over analyzing, pick something you think you’ll like and get started today. That’s the best way to make money online!

To learn more about making money online take a look at the authors pages (highlighted in the make money link) over at Hub Pages. If you’re really interested in paid surveys online you can visit the blogger blog in the survey link.

Need LLC Information: What You Need To Know About The Limited Company

Wednesday, June 25th, 2008

Are you overwhelmed with LLC information out there about setting up an LLC for your business? The limited company can do many things for your business but start off with the fundamentals. Here is what you absolutely need to know before you set up your LLC business.

First, the limited company is first and foremost a business protection vehicle. It provides a layer of protection between you personally and your business. In order to preserve this protection, it is absolutely essential that your limited company is properly and completely set up at the state level.

Second, the LLC business entity provides owners with a lot of flexibility when it comes to operating a business. This is a great thing because there is no one size fits all solution to how every business should be run. You may only want to give one of the members authority to act on behalf of the limited company or everyone may need to have such authority.

You may want to limit what business activities the limited company engages in or allow multiple businesses. You can define who gets how much voting rights or how much a member gets in the profits of the business.

Third, after setting up an LLC for your business, the limited company can choose among several structures for how it will be taxed. A single member LLC can be disregarded as a legal entity for tax purposes only which means it is taxed as a sole proprietorship on the personal return of the single member.

A multi-member LLC can be taxed as a partnership under the federal tax laws which provides a single layer of pass through taxation. This type of taxation is most common because an LLC can avoid the double taxation of corporations but still provide liability protection to every owner.

Any limited company, regardless of how many members it has, can also elect to be taxed as a C corporation or an S corporation for federal tax purposes. In some cases, it is beneficial to have corporate tax treatment. Consult with your accountant if you are in doubt. The great thing is that the LLC allows the most tax choices.

Fourth, the limited company provides a business with a more professional and trustworthy image. This benefit goes a long way for a new business. Customers prefer to do business with legally organized businesses such as a limited company. The fact that a business is an LLC shows that the owners went through this planning step of creating a proper and official business vehicle.

When setting up an LLC for your business, do not get too concerned about all the LLC information out there. Just know that it is a pro-business and a business protective vehicle with many advantages. You get liability protection from day one and you can learn about how to use the limited company as your business evolves.

It is important you start your business with a limited company from the start to avoid any later personal liability. If you have already started a business, form an LLC right away to minimize your liability risk.

Free LLC Information from The LLC Expert. Visit our LLC Learning Center for a Free LLC Guide and easy to understand articles, reports and FAQs about the limited company. FREE LLC Guide. www.TheLLCExpert.com

Before You Create an LLC in Virginia, You Must Resolve These 4 Issues

Wednesday, June 25th, 2008

In order to properly create an LLC in Virginia, there are 4 major matters that should be thought through well and decided upon. By ignoring these 4 things, you run the risk of an improper or incomplete formation of your Va limited liability company.

First, you need to decide whether you are going to create your Va LLC yourself or use a third party to help you. While many choose to use a business lawyer, a lawyer is not necessarily for the actual formation process. The rules and requirements are straightforward and there are reputable services out there who provide this service to Virginia business owners.

You can perform this service yourself if desired. You need to review the Virginia Limited Liability Company Act and the documents and instructions put out by the Virginia State Corporation Commission.

If you want to save time, money and stress, and gain peace of mind that the filing is done properly, there are online formation services companies that specialize in proper LLC filings. Just be sure you are using one that is experienced and reputable when it comes to creating an LLC in Virginia.

Second, you need to decide on a name for your Va limited liability company. The name must not be the same or similar to another name being used by a Virginia legal entity or a name that has been filed for use by a Virginia business in the state corporation records. You can call the Virginia state agency to check on names or a reputable online formation service will provide this service for you as part of its services.

Third, you need to determine who will be the registered agent for your business entity. In Virginia, every Va limited liability company must appoint and continuously maintain a registered agent and Virginia registered office on file with the state agency.

A registered agent must have a permanent, physical address located in Virginia where legal papers can be accepted by a person during normal business hours. In addition, the agent must be a member of the entity, a legal entity that is properly and actively registered in the state of Virginia or a Virginia lawyer who is in good standing with the Virginia State Bar.

Fourth, you must come up with a plan for preparing and adopting a Virginia LLC Operating Agreement. The LLC Agreement evidences ownership and puts in place a management structure for a Va limited liability company.

When you create an LLC in Virginia, the formation only creates the legal shell entity itself. More action is required to create owners of the Va limited liability company by issuing ownership units to members. In addition, a shell legal vehicle does not automatically have a set of laws or rules to govern it. While the Va LLC Act has some default rules, the law strongly assumes a written agreement among the LLC and its members will be adopted for every Va LLC.

Having a written Virginia LLC Operating Agreement will provide a user manual for your Va limited liability company which in turn makes operating your business easier and with significantly reduced risk of misunderstandings and disputes among owners and managers.

In summary, there are 4 key fundamental decisions you should focus on before you create an LLC in Virginia. For free Va limited liability company information , a Free Virginia LLC Guide and Virginia specific articles, reports and LLC FAQs, visit www.VirginiaBusinessFormation.com

George P. in Dallas – Dallas Morning News

Wednesday, June 25th, 2008
George P. in Dallas
Dallas Morning News, TX - 9 hours ago
George P. Bush was the featured speaker at a fund-raiser given by the Dallas County Republican Party's Young Professionals. In an interview before his

Legitimate Ways to Make Money Online

Wednesday, June 25th, 2008

Thousands of people earn a living online every day. Because the Internet is so vast, it is possible to find a huge number of opportunities for earning an online income. If you are interested in starting your own online business but do not know where to start, the following information may be helpful.

Start out by doing a search on your favorite search engine for (work at home) opportunities. This will seem overwhelming to you as there are thousands of ads that will come up.

Since you do not want to waste time, how do you weed out the scams and find the legitimate opportunities? If the website does not offer enough information, does not have contact information, demands a large investment or makes unrealistic promises, move on.

When you do find a program that interests you, pay attention to the product. Is it digital information or a physical product? If it is something you have to promote to make money, you need to have some knowledge of the product in order to convince others to buy it.

A crucial component of any business is the support you receive. Does the program you are interested in offer you support and guidelines before, during, and after your investment? Or do they take your money and leave you on your own?

If there IS an investment required, always proceed cautiously. Is the cost reasonable and does it fit the program requirements? Can you get a refund if you request it?

Can you really make money from the program? Never waste your time or money on something that makes unrealistic promises of quick cash for no work. Any business requires an investment of work and time to build an income.

Make sure your expectations are realistic. It will take time to start earning an income. If your business requires you to market a product, develop a marketing plan. If it does not work, be flexible and try something else.

Listed below are some legitimate online work at home opportunities:

Affiliate Programs: Considered by many to be the easiest way of making money online, being an affiliate means you are promoting products owned by other people. You make your money by referring customers to their website.

Affiliate programs should not charge any start-up fee. Make sure the commissions are generous, at least 50%.

eBay: The largest online auction site, drawing millions of people every day, is one of the easiest and most profitable ways of making money online. It is the first place most people check when they are looking for items, both new and used. You can sell almost anything you can think of.

Make bargain hunting your new business. The best places to find items to resell on eBay are garage and yard sales, estate sales, local auctions, and newspaper classifieds.

Paid Surveys: There are hundreds of companies online searching for people to take their online surveys. Do your research and take your time to determine what companies actually pay you cash and what companies enter your name in a drawing for prizes. This can be a very lucrative business.

In addition to the above opportunities, there are many other possibilities.

Work-at-Home Directory Listings: There are many legitimate work at home directories available online now. One of them is WAHM (Work At Home Moms). This is a very good place to start. Their site offers job listings, helpful articles, message boards, and classifieds.

Company and Corporate Websites: All major corporations and companies have their own websites. If they have a website, there will be a link for jobs. You may have to spend some time searching, but it will be there.

General Employment Websites: There are many websites for general job searches (monster.com, careerbuilder.com, etc.). Do a search for JOBS and you are on your way.

Online Newspaper Classified Ads: Nearly all newspapers have their own websites. Check out their classified ad section. You can also do a general search for “newspaper classifieds” and you will get hundreds of links.

The only requirements to finding a job online are time, commitment and perseverance. You must stick with it and stay focused. There ARE jobs out there. Hopefully, the tips listed above will help you in your search for legitimate home-based jobs.

Debra Gropp makes money on the Internet by doing everything from paid surveys to working for affiliate programs. Her articles pertain to online income opportunities and health-related issues. To learn more about Debra, click here.

How To Build A Successful Business Partnership

Wednesday, June 25th, 2008

Partnerships are some of the most difficult relationships in business to manage. More often than not they end in failure. They can become extremely complex and if they don’t work out things can get very messy, often ending in failed friendships and estranged families. So if you are considering a business partnership there are a few things you should keep in mind.

When considering becoming a partner with someone you need to remember that your partnership will become about more than money. It’s about trust. It’s about relationship building between you and your partner. Together you’re going to have a lot of challenges and difficulties that you’ll need to work through together. You can’t just make an important business decision on your own. You’ll need to discuss it with your partner and vice versa. But at the same time there will be instances when something can’t be talked about beforehand and each person will need to have confidence in the other to make the right decision.

If you are thinking of forming a business partnership with someone you will also need to determine whether you know the person well enough to work with them. Do your personalities complement each other? Do your business and your partners mesh together effectively? You need to evaluate your strengths and weaknesses and your partners to make sure that between the two of you there exist the skills needed to succeed.
And a successful business partnership needs to have shared goals and values. The two of you need to agree on what you want the business to become. Are you looking to build up your own little empire or are you happy with the fact that you are your own bosses and can make a decent living.

Successful business partnerships are rarely equal partnerships. Fifty fifty splits are not a wise idea when considering being partners with someone. This of course is an area that can cause a lot of animosity. But for a business to be successful most often it needs to have one voice that has the final say. Often this is worked out by determining who will be the president of the company and who is the vice president or some other such title. This can work and often does but the fact that two different people own exactly half of the company can often come into play anyway.

Once the other details have been worked out you’re final test of whether a partnership can work is to draw up a business plan. In it you can outline each person’s area of responsibility within the business. It’s important because even though you’ll want to discuss those important decisions that must be made you also want to be able to take advantage of the skills that each person is bringing into the business. You’ll want the work loads and responsibilities to be fairly equal. Often animosity can develop if one person believes the other is not contributing their fair share.

Business Partnerships can work but they also require a lot more thought than a sole proprietorship does. You need to be cognizant of the other person’s abilities, dedication, personal responsibilities, and goals. Just as they need to be aware of yours. Often good relationships can become strained or even end because of a failed partnership.

Cash Miller is an experienced entrepreneur and speaker who has spent over a decade as a small business owner. His years of experience in small business cover a variety of topics. If you are looking for more small business help please check out http://www.smallbusinessdelivered.com

How To Look At Your Franchise Financing Options

Wednesday, June 25th, 2008

So you’ve decided to start working for yourself; congratulations! Being self-employed can be a wonderful thing. Franchising is one of the very best ways to go into business for yourself, but you’ll need financing for your new start-up. If you intend on obtaining financing for your new business venture, start looking at your franchise financing options now. It can take longer than you think to apply and wait for an approval.

Home Equity Loans: This is the least expensive and easiest commercial loan option, generally speaking. If you own your home and have some equity built up in it, you can get a home loan in around a month. A line of credit loan will allow you to draw checks upon this loan as expenses arise. Remember to include you loan payment as a business expense when doing your financial statements.

Your Retirement Account: This is a lesser known franchise financing option. Companies exist who are in the business of converting your retirement account’s funds from a retirement account into a fund for your business. However, this is not the best choice for the risk averse – you are, after all using your retirement funds for this venture, so be cautious if you go this route.

SBA Loan: The Small Business Administration provides loans for start-up businesses; or rather, they give guarantees to banks for these loans. The SBA sets up the loan programs and determines who qualifies for these loans.

Keeping It In The Family: Suppose you have good credit but don’t own your own home. You could (provided you can convince them) use the home of someone in your family as collateral for a SBA or other type of loan. You’ll still have to qualify for the loan of course, but this can be a way of getting collateral for the loan that your business needs.

Asset-Based Lenders: Using an asset-based lender is a possibility if you’ll have to buy equipment and other items for your new business. You won’t be able to finance all of the costs that you’ll incur with one of these loans; there is, for instance, the franchise fee to be paid – but you’ll need less cash on hand at the beginning this way. You collateral for this sort of loan are your assets (equipment, etc.). Keep the interest rate in mid here; the interest rate will be higher for an asset-based loan than for a loan with collateral consisting of real estate.

Sell Stock In Your Corporation: This can take some doing, since you’ll need the services of a lawyer to incorporate your new business venture, not to mention convince investors that buying into your start-up is a good idea. You’ll need a business plan which can excite investors, yet doesn’t sugarcoat the potential risks of the venture.

There are a lot of franchise financing options available out there; these are just a few of the most commonly used ones. It is very important to consider your financing source when deciding whether to buy a franchise or begin any sort of new business.

Kevin Sinclair is the publisher and editor of Be Successful News, a site that provides information and articles on how to succeed in your own home or small business.

Setting Up A Sunglasses Store – All About Location

Tuesday, June 24th, 2008

When you are setting up an off line sunglasses shop, you need to be aware of the location of the shop. The demographics of the shop will determine what type of product you can offer and how much you can charge.

You have several options when it comes to setting up a sunglasses shop off line. Each one mandates that you sell a certain type of product and operate your business in a certain manner. The options available to you when setting up a sunglasses store are as follows:

In a mall

You can set up a sunglasses shop in a mall, although you will want to set it up in a kiosk rather than regular store. The reason for this is that while a sunglasses shop is profitable, the rent that you will most likely have to pay in a mall store will eat away at most of the profits. You can make more money if you set up your sunglasses store in a kiosk in the center of the mall and sell from this venue.

Although a mall may end up costing you more in rent, you will have the advantage of limitless exposure to potential customers. You can also expect to sell high end sunglasses, such as those offered by designers, that will net you a bigger profit.

In a strip mall

A stand alone sunglasses store may work if you offer discount prices on top name brands. People will often travel out of their way to get a good deal on a purchase. If you set up a store in a strip mall, be prepared to outsell the competition by offering the top name brands in sunglasses at low prices.

The advantages of selling at a strip mall are that the rent does not usually cost as much as at the mall. The disadvantages are that you cannot expect the same traffic flow. This is why you need to have a product that is unique, such as discounted sunglasses.

At a flea market or stall

If you have an outdoor or indoor flea market, you can make money with your portable sunglasses store. Some flea markets are located inside of buildings and will allow you to set up permanently. You have the advantage of getting a steady flow of clientele and rock bottom rent prices.

The disadvantage of setting up a sunglasses store in a flea market are that the customers will all want rock bottom prices. You will have to offer cheaper quality products so that you can make a profit.

No matter where you set up your off line sunglasses store, make sure that you study the demographics of the individuals who will shop at your store and purchase sunglasses that will net you the most profit.

Ron Subs is a consultant and writer who works for CTS Wholesale Sunglasses. He can be reached at http://www.ctswholesalesunglasses.com.

Affiliate Marketing Using Google Adwords As Part Of Your Marketing Plan

Tuesday, June 24th, 2008

An insider secret in modern affiliate marketing circles is the pay per click advertising edition offered by Google AdWords. Using Adwords advertisers can put small ads on websites or on Google search result pages. You very likely have seen the little ads on the right when you search on Google. These ads are displaying products offered by Google AdWords advertisers.

Affiliate marketing is an arrangement where you promote products created by other people and you then receive a percentage of the sales you make with your marketing efforts. The little Amazon banners we have all seen on various websites are and example of simple affiliate marketing. More advanced renditions are entire online stores created around Amazon or founded with data supplied by other online vendors. Some arrangements require the affiliate to build his own website and store – others may have re-brandable website templates or pre-designed web pages which are ready for the affiliate to work with. Solely when the actual sale is involved is the customer redirected to the 3rd party vender who carries the actual product

When promoting affiliate product/links/websites via Google AdWords, the power of advertising on Google is combined with the affiliate link. You should create your affiliate link using your own domain name that is redirecting to it. You will get more click throughs to your ad because your advertised link will not look like an affiliate link. Google AdWords allows for very targeted marketing and combined with well-written ads using the right keywords can bring home big bucks for you. A critical piece of the puzzle for your pay per click marketing campaign is selecting the keywords which are going to sell your site. A site well prepared should already have some which you have chosen before submitting for the standard search engine listings. If not, a keyword tool such as Word Tracker and a bit of research on your competition will help you to find them

The key words you use are what pay per click is all about. Your ad will be displayed as a result of a search for one of your keywords, but you will not pay unless a click is made on your ad. Your ad just appearing does not generate a charge.

The price you will pay for each click is determined by how popular the keyword is at the moment and how much you have bid to have your keyword shown above any other advertisers. Analyzing your pay per click account regularly is an important part of your marketing strategy. Study how keywords are rated and how many impressions they are getting. Look at how many impressions versus how many clicks for each key word. Decide how much you are prepared to go above the minimum bid for each keyword to get your ad in the top results for that keyword.

Keyword rates can change on a daily basis. Other advertisers set their budgets and this partly affects the bid prices. If they have used up their daily budget their keyword becomes inactive and bids decrease. Conversely, advertisers can raise their daily budget thereby increasing their bid and this could cause you to have to bid higher. Other variables may also change bid rates, such as the time of year. An example is Easter or Christmas when more people are advertising for web searchers.

Being a successful pay per click marketer means staying on top of all of these variables in order to produce top listings for you ad every time. You may choose to manage your campaigns by yourself, or you can seek help from one of the many pay per click marketing tutorial programs or pay per click management companies to take the majority of the pressure of regular campaign analysis off of you. For an good example of a brand new affiliate marketing website you can use in your pay click marketing campaigns visit the website recommended by the author below.

Rodney Powell is a serious part time Internet Marketer

working hard to go full time. He spends countless hours

learning and doing the steps required to be successful

online. To see a brand new affiliate marketing website

recommended by Rodney visit http://rrrbiz.net/forcemoney

5 Tips for the Novice Internet Marketer

Tuesday, June 24th, 2008

As with any new business, if you’re just starting out in internet marketing, you are probably overwhelmed with how much you have to do. If you have been doing any research online, you are probably also overwhelmed with the amount of resources and advice available to you on how to get started. Here are a few tips to keep in mind as you move forward in your new venture.

Focus on a high quality internet presence first.

You will be tempted to jump ahead to making money as quickly as you can (who doesn’t want that?), but you need to build your internet presence first. Remember, the more ways that people can find you and what you have to offer, the better. If you already have a website, that’s great. If not, you should get one started as soon as possible. Also consider getting a presence on some social networking sites (my space, etc.) and writing some articles for sites like Squidoo and Hubpages. You will include links to your main website or whatever sites you are using to generate income. The wider you cast your net, the more likely you are to catch a fish (so to speak).

Provide high quality content, rather than a sales pitch.

Most people who are new to internet marketing make the mistake of writing everything like a sales pitch. Not only is that a real turn off for people, but it actually makes it more difficult for them to determine if you have something they really want and need. Provide solid, useful, free information about your niche topic. People are more likely to buy from people they trust. You can develop trust and respect from your audience by establishing yourself as an expert in your field by providing high quality content.

Don’t spend a lot of money in the first 90 days.

As you surf all of the resources available to you as an internet marketer, you will be tempted to spend a bunch of money for this service or that. There are hundreds of e-books, online money-making systems, etc. If you start buying them at the beginning of your journey, you’ll find that you are even more overwhelmed with “advice” and that you have spent more money that you need to spend. Focus on free (or very inexpensive) services in the beginning until you have your internet presence developed. Once your foundation is built, you will have enough experience to start shopping for the online services that will benefit you the most.

Keep an open mind.

The most important characteristic of an entrepreneur is that he remains open to opportunity, even from unexpected sources. If someone tells you that he has the best way of doing something and that it is the only way you should do it, be very wary. Also, you may have jumped into internet marketing because you became intrigued by some affiliate programs or a particular network marketing opportunity, but don’t have to limit yourself to the opportunity that brought you here. You may find that the product or service that really makes you the best money is not the one your started with at all.

Treat your new internet marketing business like a real job.

There is no such thing as a free lunch. You will have to work to make your internet marketing business successful. You will have to spend time on it. In the beginning, schedule work hours for yourself just like you would schedule a job. If you are planning to put in a part-time effort of 10 hours per week, put those hours on your calendar. If you are planning on working more or less hours, that’s fine, but schedule it. Make sure your time is spent productively and that you do something each day to move closer toward your goal of making an excellent income through internet marketing.

Veronica Robbins is a successful entrepreneur who has started and operated several successful businesses. She now shares her success by helping others start their own businesses. Read the many tips she has for new business owners at www.your-small-business-guide.com.