Your Character and Ethics Create a Strong Joint Venture Bond

February 24th, 2009

Becoming a successful entrepreneur requires many skills: creativity, tenacity, diplomacy, and an arsenal of patience to make it all come together and work. However, you, as an entrepreneur, do not have to go it alone. That doesn’t mean you need to acquire a full partner in your business. But you can achieve even more success through joint ventures.

A joint venture requires all the skills of an entrepreneur and more. In particular, the psychology of your behavior toward your JV partner plays a big part in the success of the venture. What characteristics do you need that contribute to a successful joint venture?

Beliefs and Values

Your beliefs and values in how you run and operate your business can make or break a potential joint venture deal. Are you extremely competitive, one who tries to win at all costs? And do you rant when you fail? This could be a sign to a potential JV partner that you are not easy to deal with when times get tough and could jeopardize your potential venture.

Though competitiveness is just an example, there are many beliefs and values that can contribute to a successful joint venture partnership:

- Creativity: Your ability to generate ideas and innovative ways to market and sell your product or service can be a great asset.

- Quality: A value of achieving the highest quality in your business output can attract many joint venture partners who also want to produce quality.

- Fairness: No cheating allowed. Do you hold fair business practices sacred? Those who like to “skim the books” or perform underhanded tactics to be successful do not usually succeed in the long term. Take a position of following business laws and avoiding the urge to steal secrets of other organizations to continue long-term success with a joint venture partner.

Positive Attitude

Do you always have a positive attitude, even in the darkest of times? It may be difficult, but having a positive attitude can help you and your joint venture partner solve problems that you face in your road to success. Besides, a positive attitude is what inspired you to become an entrepreneur and a business owner in the first place, right?

Be open to ideas from your joint venture partner as well. Having a positive attitude can help you both be creative in solving problems and developing innovative business ideas. Though you and your joint venture partner may not use every idea, the more ideas you generate together give you more opportunity to discover the most feasible one.

Think Win-Win

Using the 4th of Stephen R. Covey’s “7 Habits” can be the most sought after characteristic when it comes to joint venture partnerships. Who wants to partner with someone who is only looking out for himself? You must have the attitude of creating win-win business ideas that benefit both parties of a joint venture. With a win-win attitude, you can surely solicit and convince a potential JV partner to join you in a business deal.

Joint ventures are a great avenue for business success. However, you must remember that your personality, character, ethics, and attitude play a big part in determining a successful joint venture.

Christian Fea is CEO of Synertegic, Inc. A Joint Venture Marketing firm. He exemplifies how to profit from Joint Venture relationships by creating profit centers with minimal risk and maximum profitability.

To discover more Joint Venture Marketing Strategies join his free Joint Venture Marketing Wealth Report.

Requirements To Create Work-From-Home Solar Energy Business

February 24th, 2009

Solar power produces clean, coal-free energy for your home. It can also provide the opportunity for a work from home, green collar job. It is remarkable easy to join the solar revolution and it is a perfect time to be involved in the renewable energy industry – especially the solar (PV) industry.

The cost of energy, across all industry sectors and types, continues to increase. CO2 emissions and the release of Greenhouse Gases (GHGs) are changing the climate. The support and management issue related to an old energy grid erodes security.

The need to adopt and upgrade the American home to solar energy has never been more apparent. Emerging U.S. companies are ensuring that residential customers are afforded the opportunity to take advantage of renewable technologies through innovative solar system rental services. Companies are positioning the rental of solar panels and entire residential systems as a means to modernize the U.S. energy infrastructure, to increase global energy supplies, and to provide methods for entrepreneurs to create home-based, solar energy businesses.

Solar panel systems and related technologies are innovating quickly to address today’s global climate and energy challenges. With the solar revolution comes unequaled opportunity. It offers excellent business growth for work from home, solar energy consultants who want to create a way forward. The following outlines the requirements to starting your own home-based solar energy business.

* Step 1 – Understanding the Solar Energy Business Offering
* Step 2 – Establishing the Structure of Your Work-at-Home Solar Business
* Step 3 – Registering and Completing the Associate Training
* Step 4 – Receiving Ongoing Small Business Development and Support

Home-based businesses, particularly in rural or small town settings, are helping many people achieve the balance between economic prosperity and personal well being. Home-based businesses are now recognized as a viable source of new jobs and economic growth. Entrepreneurs are creating their own alternative jobs from home rather than seek corporate employment.

The home-based, solar energy business explained here has a great mission. Its grassroots goal is to spread the use of clean, renewable power as simply and as rapidly as possible. This solar rental service has removed many of the challenges associated with both the use of residential solar energy as well as the entrepreneurs wishing to start a work-from-home business.

The solar industry’s dramatic expansion is both exciting and a movement worth of crafting a new small business around. A alternatively powered home is now affordable with new options to rent solar energy systems for long term cost savings. Many people are selecting renewable energy to run their hot water and pool heaters. All of this energy can now be produced with rented solar energy systems. Solar plants consume little or no fuel, saving billions of dollars year after year. The infrastructure would displace 300 large coal-fired power plants and 300 more large natural gas plants and all the fuels they consume.

Solar does seem about to become a major player in the energy market. Solar energy systems are now rentable. Solar module brackets, solar module frames and profile channels according to the present invention can be formed of any suitable material with the entire solar energy system packaged up for one day installations and rental options that lock in the cost of energy for up to 25 years.

Starting a home based solar energy business has many rewards and challenges. Starting a business is a big responsibility that includes commitment, professionalism, training, and self-discipline. It involves careful consideration, such as what type of competition you’ll encounter and the demand for the solar rental service you can expect. Starting today in the solar industry does not take large financial investments. A green collar job is available in the alternative energy industry.

At EcoCrews, our mission is to spread the use of renewable energies as simply as possible. We provide U.S. homeowners the option to rent a solar electric system. We also offer entrepreneurs a no cost method to build their own solar energy business. Learn more about your renewable options at EcoCrews

The Formula for Putting Together

February 24th, 2009

If you are involved with doing multifamily property deals, you need to be doing “nothing down” deals. If you can buy multifamily properties for no cash, then you can continue to buy more properties. If you buy them right with a cash flow and the properties pay for themselves, then you can keep pursuing more deals. There is a formula for putting together “nothing down deals”.

You have choices in doing multifamily deals. You can do wholesale apartment deals, or you can hold apartment deals for wealth or you can even do both. These are “no cash” techniques and you are the person holding the “power”. As the person controlling the deal, you hold the “keys to the kingdom” because money is the part that’s easy to find.

How do you own apartments without using your own cash? It comes down to raising private money. Raising private money does not have to cost you money. As a general rule, raising private money should not cost you money. Raising private money is not about spending money, it is about creating a deal that gives you a pretty good return on your investment.

You can raise private money as a lender on your property, as an equity property or as a combination of the two. There are four elements to raising private money. These four elements are predisposed, control, no risk or low risk and high return.

Finding someone who is predisposed to investing cash in real estate is the first element to raising private money. You need to find people who are already investing in real estate because they already know the benefits of real estate and do not need to be sold on the idea. They just need to be sold on your project.

The second element to raising private money is allowing your investor to have control over his money. The first thing you need to be concerned with is the preservation of capital. An investor will make sure that he will not lose his money. The investor wants to be assured of that before he is going to be interested in return on investment.

Making a deal either no risk or low risk is the third element of raising private money. No risk would be to have a lien on a property and making it secure. The investor wants to know that if you mess things up, they can get control back. These are things that an investor thinks about before they release their money.

The fourth and final element to raising private money is high return. An investor will want to know how much return he will get for the investment. This will vary with individuals and the risk of the project.

Putting together “nothing down deals” is not something that is unrealistic. It is completely practical and enables you to keep doing multifamily deals without having everything tied up into one deal. Put the four part formula to work for you and start raising private money for your “nothing down deal” today.

Lance Edwards is living proof of his mantra that you don’t have to “graduate” from single family to multifamily – you can start with multifamily; using none of your own money and not dealing with tenants and toilets. For FREE information, visit http://www.ApartmentWealthMachine.com.

What are the Different Work from Home Options Available for Moms?

February 24th, 2009

Making money from the internet is your objective, hoping to find one just like what was advertised on late night television. Internet marketers preach of endless turnkey business opportunities found online truly the perfect solution for a stay-at-home mom. While it is a tried and tested fact that such business opportunities do exist, it is always best to test the waters before jumping into the deep.

Stay at home moms who have real work-at-home jobs are often times not taken seriously. Some people think that if you’re a mom working from home, your income is not substantial enough to make a living, or your job is not difficult enough to be called real. This is where they are extremely wrong because being a work-at-home mom is not at all simple. Why, balancing both home and office under one roof takes plenty of skills and discipline!

Perhaps we have heard the term work-from-home too many times, it almost sounds trite. A regular mother might simply ask: what are the options for me? How would you define a work-from-home job? Is work-from-home a real job? Being a stay at home mom propels you to think about how to make a decent living while taking care of the children. After all, day care and babysitting services are getting more and more expensive.

Some work-from-home options may be legitimate, while others may not be. Some of the things to look out for include websites without any contact details, those who ask you to register first before giving out any further information and those who do not have complete information at all. Work-at-home moms should not act too eager because these scammers typically pounce on the desperate.

Legitimate work-from-home options include affiliate marketing and selling, being a service provider for an employer-employee match website, drop shipping, auctioning and many other similar forms of online entrepreneurship. These are, of course, the genuine and justifiable options which can only work when given the same care you would to a regular offline business. In a sense, any work-from-home option can only succeed if you are as determined and as driven as all the previous entrepreneurs who have achieved and conquered their goals through hard work.

Work-from-home options come by the hundreds. If you are job hunting, start by browsing on job boards and websites like craigslist and monster jobs. Or perhaps register at an online marketplace for freelancers such as oDesk and Elance. Better yet, join an affiliate marketing program if you feel it’s your cup of tea. Another way is to simply start your home business be it selling and arranging flowers, making scented candles or baking cookies and advertise it online through an optimized website.

If you want to know more about the diferent work from home options for moms, visit stayhomemomsblog.com now!

Short Sales – A Great Opportunity for Realtors in These Tough Times

February 24th, 2009

We all know the story. Sales are down everywhere, some areas more than others, but virtually no area is untouched. My community is a Midwestern college town that is rarely affected by recession, but still sales were off 21% in 2008.

But with sales down, the one thing rising in the real estate world is the number of Short Sales. The number of Short Sales is rising, and rising fast. RealtyTrac predicts that by the end of this year that 50% of sales nationally will involve Short Sales! Whether or not they’re right about the number, there is no question that the number of Short Sales is growing fast.

There are several reasons that the number of Short Sales is growing. Property values being down is one, also over leveraged properties, high foreclosure rates and on and on. But there will be more of them if for no other reason than there is more awareness of Short Sales.

In addition lenders are gearing up to better handle the crush of Short Sales offers they are flooded with. Just yesterday I was talking with a Loss Mitigator from Citimortgage and he told me that his desk had just been moved because they were expanding from the current 350 in the department to 1300! And that’s just one department at Citi. That is just one of many similar stories I’ve heard.

So there is no question that lenders want to do Short Sales, or they wouldn’t be expanding their departments so fast.

So how does all this make for a great opportunity for Realtors?

It’s a great opportunity because most agents hate Short Sales. Many agents don’t want anything to do with Short Sales. Most Realtors think Short Sales are a pain. The truth is that most agents have no idea what they are doing with Short Sales. Because most agents don’t know what they’re doing, the Short Sales become more problematic, they take longer to close, and often don’t even close at all!

Now since most agents either hate Short Sales, or they don’t really know what they are doing with them, then they are not out there actively looking for Short Sale listings. So doesn’t that sound like there could be a lot of Short Sale listings that an agent looking for them could find?

You bet it does. I’ve had agents just give me listings, those dreaded listings that they don’t want, not even asking for a referral fee! Once people know you’re good at Short Sales the listings will find you. But until that happens it is really pretty easy for you to find the listings that most agents don’t want. How to do that is a topic for a different article, or several articles, and I’ll try to get to that soon.

But are Short Sales a big pain? Nope. Think of it this way. There are a few additional documents you need to collect from the client when you take the listing. Then there are a few extra notations in the listing. When you get a contract signed you have to organize and send some papers to the lender. In a few weeks they call you back and you have to talk to them two or three times. Then you get ready for closing like any other deal.

That’s not so hard is it?

Now if you don’t know what your doing it isn’t quite that easy, they can take a long time, the lender will seem like a pain (while they are thinking that you’re a pain), lots of frustration follows, and the deal isn’t very likely to close.

So if you know what your doing, Short Sales are pretty easy. But if you don’t they are hard and frustrating. It’s no different than anything else we could be talking about is it?

So the number of Short Sales are rising fast, and most agent either don’t know, or don’t even want to know how to handle Short Sales. That makes for a pretty good opportunity now while the market is slow.

Chris Badger of Strategic Loss Mitigation, along with being a real estate Broker, is known as one of the top experts in Short Sales.

For more information see his blog at www.agentshortsalesuccess.wordpress.com

For his complete Short Sale guide for agents go to “The Ultimate Short Sale Success System”

Foreclosure Cleaning Business Advice: How to Get Operating Capital in 24-72 Hours

February 24th, 2009

If you want to start a foreclosure cleaning business, but don’t think it’s possible because you don’t have the startup capital needed, following is a solution you may not know about. It’s one used by many small businesses who have a cash crunch — whether they’re just starting out or are growing too fast. What is it?

Factoring. Never heard of it? Read on.

Foreclosure Cleaning Business: A Surefire Way to Get the Cash You Need to Run Your Business

A factor is a company that gives a business a loan based on their receivables (ie, invoices). This is the way it works.

Say you bid on — and win — a job cleaning foreclosures that’s going to gross you $8,963. But, you need to rent a dumpster and a truck, pay four temporary workers, buy industrial cleaning supplies and pay an HVAC professional to re-install a water heater that vandals had damaged when they were ripping out the copper wiring.

And, let’s just say this is going to cost you $1,950. You know you can do the job, but you can’t afford to lay out the almost two grand it’s going to cost to get the job done and wait 60-90 days to get paid.

Well, this is when a factor can help. You simply submit the invoice to them and they will fund it (ie, lend you the money upfront), usually within 24-72 hours. Now, it costs you a hefty percent — usually in the neighborhood of 10-20 percent, but you don’t have to wait to get paid from the bank that you did the job for.

Foreclosure Cleaning Business Owners: What You Should Know about Factors

Following are a few upfront facts you should know about working with factors.

Application: You have to fill out an application. This simply involves giving them all of your business information, eg, EIN number, how long you’ve been in business, banking information; type of business; insurance info; etc.

No Credit Check: Working with a factor is not credit based. What this means is your credit is not important because the factor bases their decision to fund you on the institution you’re getting paid from. So, if you’re doing foreclosure cleaning and you’re being paid by a major bank like Chase for example, then they look at Chase’s credit — not yours.

All or Nothing: Some factors require that you factor all of your invoices with them. Don’t sign on with one like this. You want to look for a factor you can use on an a la carte basis — eg, factor only those invoices you want and/or need to factor. If you can afford to wait to get paid for a $1,200 job, then wait. Why give away profits when you don’t need to?

Working with a factor is a great way to grow your foreclosure cleaning business. But, take the time to investigate fully before you sign on with one.

To learn everything you need on how to start a foreclosure cleaning business, log on to Start-a-Foreclosure-Cleanup-Business.com for 200 pages of first-hand information from the owner of a leading foreclosure cleanup company in Atlanta, GA.

The Three Steps to Entrepreneurial Business Success

February 23rd, 2009

Breaking through the entrepreneurial glass ceiling is not easy for an entrepreneur. However, yes, it can be done.

What is the Entrepreneurial Glass Ceiling? It’s simple: we start our business, we work all areas of it ourselves. We think of it, we work it, we sacrifice day in and day out. Nobody can do it as well as we can nor can they do it with the same drive and dedication.

We skip time off and go ten years without a vacation. We endlessly hire and eventually fire people always searching for employees that are the clone of ourselves. It is an endless cycle where we are trapped within the limits of time and energy. There are only so many hours in the day that we can do it all. Eventually a limit is reached. That limit is the Entrepreneurial Glass Ceiling where we, as one person, can do no more.

When things go wrong, we go in like a bull in a china shop, shake things up and start again, building another cycle that will eventually end this way. There are very few entrepreneurs that have not experienced this endless cycle. Breaking through is again, possible, with the right actions done in the right way.

What are those actions?

The actions, an outline of what to do, will stem from setting up the big picture goal of getting your business to a point where it can run and make a profit without you. Most entrepreneurs, even on paper as an owner of a business, really only have a job. They are ironically trapped in a job within a company they own. The following three action steps, the “Three Steps to Anything,” can begin to free a business owner from their endless cycle.

Action Step 1
Do a thorough examination. No doctor will ever prescribe a medicine without performing an examination, and neither should you. Tinkering with your business can be catastrophic unless you know exactly what to do. So, step back and examine it first.

Action Step 2
Find solutions. Look at everything. Forget whether you like the solutions or not, just list them out. At a later time you can filter through whether they are positive or negative or you like or dislike them.

Action Step 3
Take action. Put the right solution in place for you and your business.

These are the three steps to owning a business, not a job. These are the three steps to breaking through the entrepreneurial glass ceiling.

Individuals and companies who tend to see the greatest success in developing and implementing powerful solutions that help their business to make a profit independently of themselves are motivated, open-minded, trusting of themselves and others, and quick to respond. In other words, they do these steps, they take action.

In business, the slower you react, the more money it can cost you as an entrepreneur. Individuals who tend to procrastinate often don’t trust themselves to “fail successfully” and likewise won’t trust others. Taking action will put the right systems in place to eventually free you from your job. It will create a business that support you, your skills and your lifestyle.

Joyce Jackson is a successful entrepreneur, busiess consultant and coach. For more information, tips, resources and free ebooks see her website at Your Synergy Pro and her blog at Your Synergy Pro Speaks

Chocolate Gift Baskets And Your Home Business

February 23rd, 2009

It would be difficult to find someone who does not like some kind of chocolate. At least that is what gift baskets home business owners hope is true. Chocolate gift baskets make up a large percentage of gift basket business, especially around certain holidays like Valentine’s Day, Easter, and Christmas. There are so many varieties of chocolate in the world. There is the fabulous Ghirardelli Chocolate made in San Francisco, U.S.A., rich dark Belgium chocolate, Godiva Chocolate, Nirvana, and many other wonderful concoctions.

There are many gift giving occasions to give a chocolate gift basket. Some ideas of the most common times to be thinking of giving chocolate as gifts are: Birthdays, holidays, in thank you gift baskets, Mother’s Day or Father’s Day, Valentines Day of course, Sympathy or Get Well, and also they go well in wine gift baskets and thank you baskets. Don’t forget another person who loves to receive chocolate – you. It’s OK to give yourself a gift basket when you are feeling particularly low, and need a pick-me-up, or when you are celebrating a promotion, or just because!

Chocolate gift baskets are not only filled with candy, they can be filled with baked goods, snacks, other food items, non-edible items, and beverages. Chocolate gift baskets make great corporate gifts too.

There are chocolate covered pretzels, chocolate covered Brittle, chocolate brownies, hot chocolate, novelty chocolates and chocolate cookies. Chocolate comes in shapes, or combos, chocolate expresso beans, and chocolate covered strawberries and even chocolate containers. There are also non-edible chocolate gift items like bracelets, and electronic gadgets that can be added to the baskets to make them special. The elderly and women are especially fond of homemade chocolates.

Gift baskets home business owners will make their business unique by offering special items like homemade chocolates. Casual chocolate gift baskets are filled with the chocolates you find on store shelves and are popular with men and teenagers. A really neat touch is to provide flowers with the chocolates especially for the romantic occasions for gift baskets like Valentines’s day, weddings, anniversaries, honeymoons, and for saying “I’m sorry”, and thank you for a job well-done.

You can never go wrong with offering your customer a chocolate gift basket filled with heavenly chocolates that will put everyone in a good mood. Chocolates put a smile on your face and can turn any day into a special day. Chocolates are the food of lovers and will say I love you, even when you forget that special date.

Starting a gift basket business has never been easier, and there has never been a better time. Check out my site to find out how to start a gift basket business today!

3 Things to Market for in Multifamily Investing

February 23rd, 2009

The most important part of multifamily investing is finding the deals. The person who controls the deals holds the “keys to the kingdom”. Every business has two core elements: marketing and innovation. With apartments, you are always marketing for three things: deals, money and tenants.

Finding deals is the biggest part of real estate. It is simple but it is not necessarily easy. It does require work and if you do it right, it actually becomes boring to use the system. You will have to sift through many chunks of coal to find your diamond in the rough. In many ways, it is a numbers game but you do not want to waste too much of your time evaluating the chunks of coal.

You need to nail down what exactly you are looking for. The number one thing you are looking for is a motivated seller. You are looking for an owner who is ready to move his property on very advantageous terms. You are looking for deals that have value play.

Value play is increasing NOI, increasing occupancy, and creating equity. The property you are looking at is under market and you can create quick value with it. You will discover that apartments are owned by entities such as LLC’s or limited partnerships.

Even if there are a number of people involved in the partnership, there is probably one person that is doing the most to tell the other partners to get out of the partnership and sell. That is the person that you want to get to. The important thing is not to be consumed with why somebody would sell at a discount.

Some reasons why somebody might sell at a discount are landlord burnout, a need for cash or poor property management by a third party. Again, the “why” does not matter; it has no bearing on the situation. Your job is to find people who are eager to sell at a discount.

The second thing you market for when pursuing multifamily deals is tenants. Marketing for tenants is what your property manager will take care of for you. But you have to be aware that if you do not keep those places full, you are not creating value. If your property manager is doing his or her job effectively, then your occupancy rate should reflect that.

The third thing you market for is, of course, money. There can be cash in the deal but it is an investor’s cash and not yours. Or there may be no cash in the deal when a seller does all of the financing.

Your ability to market for deals, tenants and money, will greatly affect the types of deals you find and affect your ability to move properties. Do not neglect the importance of marketing in your multifamily investing business.

Lance Edwards is living proof of his mantra that you don’t have to “graduate” from single family to multifamily – you can start with multifamily; using none of your own money and not dealing with tenants and toilets. For FREE information, visit http://www.ApartmentWealthMachine.com.

An Overview of Combination Hybrid Multifamily Deals

February 23rd, 2009

Typically, people only consider using lending or equity investors when putting together multifamily deals but there is a lesser known option that is a combination of the two. Let’s take a look at how it is possible to do a combination hybrid multifamily deal.

You can use pension funds for the private money and then get a 20% down payment and working capital for them. The pension funds put up all of the cash. The funds get a 10% interest rate and then everything after that is split 50/50. This is even better for the lender but not so good for you.

This is a preferred equity type return. The pension fund gets 10% APR interest on their loan and they are getting half of the cash flow after the loan is paid they are getting half of the equity creation in the deal. The investor funds all of the cash for the down payment.

Let’s say that you have a $1.0 million project with 40 units. In this scenario, the investor would put up $270,000 and get 10% APR on that and then half the cash flow and half when the property is sold. So the investor is getting 10% cash on their cash immediately plus half cash flow and half of the appreciation. These are projects that are largely appreciation.

This type of deal should not be the first option you go to because there is not much money in your pocket. It is good enough to raise tens of millions of dollars so it is a formula that satisfies the high return part of the deal. You still have none of your money into it. You need to make sure that whatever you are doing in this particular deal is enough to cover your cash flow.

The combination hybrid deal is typically a deal that is used on smaller amounts; hundreds of thousands of dollars as opposed to millions of dollar deals. You can do it on any amount if you choose.

As an example of how a combination hybrid deal is different from the lender and equity deals, let’s break down our $1.0 million deal. You have the $1.0 million project and you raise $270,000. Two years from now, the property is worth $1.5 million. You decide to sell there is $500,000 profit.

You sell for $1.5 million and the lender gets back both his $200,000, 20,000 and his $50,000. The bank will get paid $800,000 as their balance due. That’s $1,070,000. That leaves you with $430,000 profit in the deal of which you get half: $215,000 and the lender gets the other half. They get the $270,000 back plus $215,000. They made $215,000 on a $270,000 investment over two or three years. Plus they get half the cash flow in the meantime.

It is going to get $270,000. The bank gets $800,000. The $500,000 profit is not right. The bank is getting its $800,000 first. They get their $270,000 so that is $1,080,000 you are paying off so your actual profit was $430,000. You get more cash up front initially. You are splitting the $430,000.

If you apply the combination hybrid deal to this scenario, it is the same deal but the difference is that you would have been paying 10% on $27,000 per year in interest to this investor plus they get $215,000 when it sold. This ends up costing you an extra $27,000 a year to do it this way.

So while it is possible to do a combination hybrid deal, it is not always the best option available to you. You need to carefully consider your options before deciding which type of investor suits your needs.

Lance Edwards is living proof of his mantra that you don’t have to “graduate” from single family to multifamily – you can start with multifamily; using none of your own money and not dealing with tenants and toilets. For FREE information, visit http://www.ApartmentWealthMachine.com.